Advisory: Fractional CFO
A part-time Chief Financial Officer for a business that needs the thinking but not the salary. Bookkeeping tells you what happened. This is the work that decides what happens next: what cash looks like thirteen weeks out, what a hire or a truck actually costs you, and which of your lines is carrying the others.
Who this is for.
- Your reports say you’re profitable, and your bank balance disagrees.
- You’re making calls on instinct because nobody has handed you the numbers in a usable form.
- A hire, a truck, or a building is on the table, and you want to know what it does to cash.
- A lender or partner is asking for figures you don’t have ready.
Exactly what you get.
Everything in Financial Function
Books, bills, receivables, payroll oversight, the monthly meeting, and a clean year-end.
A rolling thirteen-week cash forecast
Money in, money out, week by week, rolled forward so there’s always a quarter of visibility ahead. Far enough out to do something about a thin week, short enough to stay honest.
Budget-to-actual, with commentary
Each month, your actuals against the budget, with a written note on what drifted and why.
A KPI dashboard
The handful of numbers that actually run your business, on one page.
Margin by line of work
Which jobs, products, or seasons make money, which ones only look like they do, and what that means for pricing.
The decisions, before you make them
Hiring, equipment, debt, owner pay. Each one modeled against the cash forecast, with no hourly clock.
Twice-monthly strategy calls
What the numbers did, what’s coming, and what to do about it.
Lender packages
The statements and history a bank asks for, assembled before they ask twice.
How the work runs.
- 1A free diagnosticWhat the business does, what worries you, and which decision is closest. No pitch deck.
- 2The books get solid firstForecasting on top of books nobody trusts is guesswork with a chart on it.
- 3Forecast, budget, baselineThe first cash forecast and budget, built with you rather than delivered to you.
- 4Then the rhythmTwice-monthly strategy calls, monthly reporting, and decision support when something comes up.
What it costs.
A flat monthly fee, quoted after the free diagnostic. Setup, catch-up, and anything outside your scope are quoted before they start.
Book a free consultationThe finish line is a year-end with nothing to catch up on.
A free consultation to start. Tell me what’s going on, and I’ll tell you honestly whether I can help.
Working with business owners anywhere in the USA.