Fractional CFO
A part-time Chief Financial Officer for a business that needs the thinking but not the salary. Bookkeeping tells you what happened. This is the work that decides what happens next: what cash looks like thirteen weeks out, what a hire or a truck actually costs you, and which of your lines is carrying the others.
Who this is for.
- Your reports say you are profitable and your bank balance disagrees.
- You are making calls on instinct because nobody has handed you the numbers in a usable form.
- A hire, a truck or a building is on the table and you want to know what it does to cash.
- A lender or a partner is asking for figures you do not have ready.
Exactly what you get.
A thirteen-week cash forecast
Money in, money out, week by week, far enough ahead to do something about a thin week and short enough to stay honest.
An annual budget you can hold the year against
Built from your own history and your own plans, then checked against the actuals each month so it stays a tool rather than a document.
Margin by line of work
Which jobs, products or seasons make money, which ones only look like they do, and what that means for pricing.
The decisions, before you make them
Hiring, equipment, debt, owner pay. Each one modelled against the cash forecast so you can see the consequence before you sign.
A standing meeting
Monthly or quarterly, your choice. We go through what the numbers did, what is coming, and what you should do about it.
Lender and CPA packages
The statements, schedules and history a bank or your accountant asks for, assembled and checked before they ask twice.
How the work runs.
- 1A conversationWhat the business does, what worries you about it, and what decision is closest. Free, and no pitch deck.
- 2The books get solid firstForecasting on top of books nobody trusts is guesswork with a chart on it. If the foundation needs work, that comes first.
- 3Forecast, budget, baselineThe first cash forecast and budget, built with you rather than delivered to you.
- 4Then the standing rhythmReporting, the meeting, and the calls in between when something comes up.
What it costs.
A flat monthly rate based on the size of the business and how often we meet. Quoted after the first conversation, with no hidden costs.
There is no hourly billing and no onboarding fee. You will have the number before you commit to anything.
Get a quoteThe other three
Professional Bookkeeping
Transaction coding, reconciled accounts, and monthly reporting you can read.
Business Strategy
Analyzing your actual numbers to make decisions that actually move you forward.
Software Audit
Find every tool you pay for, cut what you do not need, and move you onto systems that help.
The finish line is a year-end with nothing to catch up on.
A free call to start. Tell me what is going on and I will tell you honestly whether I can help.
Working with owners anywhere in the United States.